by Are you transferring property to a family member? Adding a spouse to a home title? Or dealing with a quick property transfer after a divorce? If yes, you’ve probably come across two confusing terms: quitclaim deed vs warranty deed.
At first glance, both appear to be simple deed forms. But here’s the catch: only one of them truly protects you.
In this blog, we’ll clearly explain the difference between a quitclaim vs warranty deed, when each one makes sense, and how you can safely notarize your quitclaim deed form online with eNotary On Call.
What Is a Quitclaim Deed?
A quitclaim deed is a legal deed form that transfers whatever ownership interest the grantor may or may not have in a property, without any guarantees.
With a quitclaim deed, the grantor does not promise:
- That they actually own the property
- That the title is clear
- That there are no liens or disputes
This is why quitclaim deeds are often used in low-risk, trust-based situations. And here’s,
Common Uses of a Quitclaim Deed
- Transferring property between family members
- Adding or removing a spouse after marriage or divorce
- Correcting name errors on a deed
- Internal transfers where no money is involved
Because of its speed, many people search for:
- online quit claim deed form
- quitclaim deed near me
- quick deed transfer mortgage (though lenders usually restrict this)
Also Read – What Is a Quitclaim Deed Form and When Is It Used?
But what exactly is:
What Is a Warranty Deed?
A warranty deed offers the highest level of protection to the buyer. With a warranty deed, the seller legally guarantees that:
- They fully own the property
- The title is clean
- There are no hidden liens, debts, or claims
- They will defend you if a future ownership issue arises
This is why warranty deeds are the standard choice for real estate sales.
QuitClaim vs Warranty Deed: Quick Comparison!
Here’s a quick comparison:
| Feature | Quitclaim Deed | Warranty Deed |
| Ownership Guarantee | No | Yes |
| Protection for Buyer | None | Full |
| Used for Sales | Rarely | Always |
| Speed of Transfer | Fast | Slower |
| Common Scenarios | Family, Divorce | Property Purchase |
| Risk Level | High | Low |
If protection matters, the answer between a quitclaim deed and a warranty deed is clear: a warranty deed wins.
Which Deed Actually Protects You?
If you are:
- Buying property
- Taking out a mortgage
- Investing money
- Wanting legal safety
A warranty deed is the only smart option.
A quitclaim deed form does not protect you at all. It simply says:
- I give you whatever interest I might have.
That’s why many people consult a quick deed lawyer before using quitclaim deeds, especially when large assets are involved.
Is a Quitclaim Deed Ever a Bad Idea?
Not always, but it’s risky in the wrong situation. A quitclaim deed can backfire when:
- You don’t fully trust the grantor
- There may be unpaid liens
- The property has ownership disputes
- You’re assuming a mortgage without lender approval
This is where confusion around quitclaim law & order situations often arises. People assume legal safety just because paperwork exists. It doesn’t. But,
Do Quitclaim Deeds Need to Be Notarized?
Yes, every quitclaim deed form must be notarized to be legally valid. That includes:
- Printed deed forms
- Online deed document forms
- Family property transfers
Without an online notary in Florida, the deed may be rejected by the county recorder.
How eNotary On Call Makes Quitclaim Deeds Safer & Easier?
Instead of searching endlessly for a quitclaim deed near me, you can notarize your deed 100% online with eNotary On Call.
With eNotary On Call, you can:
- Upload your online quit claim deed form
- Verify your identity securely
- Meet a licensed notary via video
- Get your deed notarized in minutes
- Download a legally valid, notarized document
This is ideal for:
- Family transfers
- Divorce-related deeds
- Out-of-state signers
- Time-sensitive property changes
Can a Quitclaim Deed Affect a Mortgage?
Yes, and this is important.
A quick deed transfer mortgage scenario can trigger:
- Loan default clauses
- Lender objections
- Refinancing requirements
Always check with your lender before recording a quitclaim deed if you have a mortgage.
Conclusion
If protection matters, a warranty deed. If speed and trust matter, Quitclaim deed
Understanding the difference between a quitclaim deed and a warranty deed can save you from serious legal trouble later. And when it’s time to notarize? Don’t waste time searching for a quitclaim deed near me.
Use eNotary On Call to notarize a quitclaim deed safely, securely, and fully online.
FAQs
1. What is a quitclaim deed form?
A quitclaim deed form transfers ownership interest without guaranteeing title or ownership rights.
2. What is the main difference in quit claim vs warranty deed?
A warranty deed protects the buyer; a quitclaim deed does not.
3. Can I get an online quit-claim deed form?
Yes, but it must be properly notarized before recording.
4. Do I need a lawyer for a quitclaim deed?
Not always, but consulting a quick deed lawyer is wise for high-value properties.
5. Is document notarization required?
Yes. All deed document forms must be notarized to be legally valid.
6. Can eNotary On Call notarize my quitclaim deed?
Absolutely. eNotary On Call provides fast, secure online notarization for quitclaim deeds.
Also Read – Quitclaim Deed for Property: What You Need to Know!
